Fellocraft Research — Original Study

Motor Insurance Paid Search Dashboard

24-month paid search view across major motor-insurance brands, showing how paid is increasingly being used to replace lost organic reach, with a clearly labeled motor-attributable directional overlay.

Scope: Apr 2024 – Apr 2026Chart.js interactive dashboardMotor-attributed layer is directional
Methodology note — must read

Two-layer paid data model

Every motor-attributed paid number on this dashboard is directional. It is a Fellocraft Research overlay, not a verified motor-only paid traffic figure.
Directional — motor content overlay applied
LayerWhat it measuresConfidenceNotes
Total paid search trafficSemrush clickstream-based sitewide paid estimatesHighCovers all insurance lines — not motor specifically.
Motor-attributable paid estimateTotal paid × motor content % overlayDirectionalApproximation only. Used to understand relative motor relevance.
Biggest paid growth
+180.3%
Digit shows the steepest 24-month paid growth in the set.
Highest paid dependency
41.0%
Acko now buys 41 paid visitors for every 100 organic visitors.
Category direction
Paid up
All 5 major brands increased paid as organic declined.
Motor paid leader
~59K
Digit ranks #1 on motor-attributed paid traffic (directional).
Dark insight strip

As organic fell, paid rose.

Across every brand in this dataset, the correlation is almost perfectly inverse. Motor insurance paid search is no longer a complementary channel — it has become the primary acquisition emergency lever for brands that lost their organic foundation.
Main chart

Paid search is rising as organic falls — every brand increased spend

Solid lines = total paid search. Dashed lines = motor-attributed paid estimate (directional). Bajaj General is shown separately due to domain migration reset.
Interactive line chart
Inverse relationship

The paid-organic inversion

Brands are increasingly buying back the traffic they previously earned organically.
Dual-direction comparison
Paid dependency

Paid-to-organic ratio

For every 100 organic visitors, how many paid visitors are brands buying?
Horizontal bar
Motor ranking flip

Raw paid vs motor-attributed paid

Digit jumps from #3 in raw paid to #1 in motor-attributed paid because 75% of its paid traffic is motor-relevant.
Directional overlay effect
Paid seasonality

Q1 paid extends beyond the festive spike

Unlike organic, paid remains elevated into Q1 — likely capturing renewal intent from Q4 policy buyers.
Grouped bars
Bajaj General

Low paid support post-migration

Bajaj General’s paid investment remains low relative to the organic gap created by migration.
Inset chart
The Acko pivot

Organic broke. Paid became the emergency replacement.

Acko built its model on cheap organic acquisition. That model no longer holds at scale.
Unit economics shift
Acko’s paid pivot: Paid grew from ~56K/month to a peak of 217,506 in Mar 2026. At a 41% paid-to-organic ratio, customer acquisition economics have fundamentally changed.
What this means: Paid is not complementary here — it is a direct substitute for collapsed organic acquisition.
Strategic risk

Renting traffic you once owned

This is the most expensive possible outcome of organic decline.
Risk callout
Core risk: Brands using paid search as an organic replacement are renting traffic they once owned.
Compounding alternative: Every rupee spent only on paid could also have gone into content that compounds over time.
Long-term outcome: Brands that rebuild organic will eventually outcompete brands that only substitute it with paid.